Rastriya Banijya bank is one of the pioneer bank of country has the history of nearly half century with the customer satisfaction. This bank was established on January 23, 1966 (2022 magh 10). The bank is running under Bank and Finanacial Institute Act (BAFIA) and company act (CA) 2063 at present. This bank is licensed as a ‘A’ class commercial bank by NRB.

Retail Loan
 Loan Types  Interest Rate % Time  Documents Required
 Housing Loan 9.50% – 10.50% p.a. (Prime) Refer to your nearest branch.  2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Vehicle Loan 9.00% p.a. Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Hire Purchase Loan 10.50% p.a. Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Educational loan 9.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Apartment Loan Refer to your nearest branch.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Loan Against Gold 12.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Loan against fixed deposit receiptCoupon + 2.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Loan against the government bond Coupon + 2.00 , Minimum 9.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Loan against shares 10.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Loan against the first class bank guarantee10.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Rastra Sewak Loan9.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Teachers Loan9.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Personal Loan11.00% – 12.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.

 

Business Loan

Funded Loan:

 Loan TypesInterest Rate %TimeDocuments Required
Overdraft / Hypothecation Loan9.00% – 9.50% (Prime) p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Pledge Loan10.50% – 11.00% (Prime) p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Term LoanRefer to your nearest branch.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Project LoanRefer to your nearest branch.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Trust Receipt Loan7.50% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Export Loan6.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Bills Purchase (Clean bill)Refer to your nearest branch.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Loan for Infrastructure based IndustriesRefer to your nearest branch.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Consortium LoanAs per agreementRefer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.

 

Agriculture loan:

As Nepal is one of agriculture country, RBB has invest its money on agriculture field so that the people involved on agriculture can boost up its status. The RBB’s venture has been providing main focus in agricultural productions through commercialization involving the farmers, processors, traders/ marketers and consumer in a commercially viable value chain. So, in order to increase the agriculture product and to make the country re-known as an agriculture country, RBB provides agriculture loan to its interested customer.

Agriculture lending sub-sectors:

  1. Agronomy
  2. Livestock
  3. Horticulture
  4. Flori-culture.
  5. Aqua- culture/ fish farming.
  6. Bee-culture/bee-keeping.

 

Deposit schemes:
Savings:
AccountsInterest Rate % Documents Required
Normal Saving1.50% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
RBB Special Saving #2.50% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
RBB Golden Saving @2.50% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
RBB Diamond Saving @@3.25% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Karma Yogi Bachat Khata @@2.50% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Maha Laxmi Bachat Khata @@2.50% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Chuna Muna Bachat Khata @@3.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Teacher’s Bachat Khata2.50% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Call Deposit1.50% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.

 

Current Account:

To meet the client’s need and to meet the fast paced business, Rastriya Banijya Bank has a tailored made current account. Through the different branches located in different part, it helps to transfer funds in and across the cities.

Saving Account:

With providing attractive interest rate to its customer, the bank makes  its customer to open the saving account in affordable minimum balance. After opening  the saving account  in RBB it doesnot only ensure of attractive returns but also helps to make the personal banking convenient and efficient. In the saving account, it has also some features like free chequebook, unlimited with drawls/ deposits  and  even there is an extended banking hours in Kathmandu valley branches.

Fixed Account:

Fixed account can be opened in Rastriya Banijya Bank with attractive interest rate which has the wide options of tenure. The tenure of fixed deposit is from 7 days to over 2 years. It has also the features like auto renewal and loan facility upto 90% of deposit account.

Remittance:

With the aim of helping the client to operate its services and facilities conveniently, RBB has operated online web based remittance  where the user can sent money to Nepal from worldwide. By linking with different foreign agencies through RBB Remit, Nepal citizen can collect the money from more than One hundred fourtyone branches of the Rastriya Banijya Bank.

E-BANKING:

For providing services like Balance check, statement print, cheque issue and stop, NBB has facilate banking with a click of mouse, operator can operate his account from any part of the world. In this E-Banking Services, it has instant, secured and reliable banking solutions for its clients.

MOBILE- BANKING SERVICE:

For the quick access to banking service for Rastriya Banijya Bank, RBB provides Mobile banking. The mobile banking is a SMS based services where this services can be operated both by the NCELL and NTC users from their mobile devices. Because of this mobile-banking, the customer can check out their financial transactions from anwhere, anytime.

Some of the other features of Rastriya Banijya Bank:

Branchless banking is one of the easiest way of branch- based banking which helps for the financial support from delivery channels like retail agents, mobile phones etc. it helps in accessing of financial services to unbanked- communities.

Using the branchless banking services, it helps on identifying customer and records the financial transactions electronically. Also, it helps on cash handling and account operating.

Branches of Rastriya Banijya Bank:

Main branch office:

Address:              Bishal bazaar, New Road, Kathmandu

Contact No. :      4230589, 4230594

Fax No. :              4223794, 4220138, 42233043

Mail:                      [email protected]

Regional offices:

Kathmandu Regional office: 36

Biratnagar Regional office : 36

Birgunj Regional office: 17

Pokhara Regional office:28

Nepalgunj Regional office: 31

 

Branches of Kathmandu regional offices:

placeContact no.Fax no.

Balaju(119)

Kathmandu (1)

4350625, 43567844359258

Banepa (181)

Kavrepalanchowk(11)

660778660678

Dhulikhel (104)

Kavrepalanchowk(11)

490118490478

Gaushala(134)

Kathmandu(1)

4498825, 44663304470829

Kalanki(175)

Kathmandu (1)

40373094272579

T.I. Airport (169)

Kathmandu (1)

41132294113044

 

Birganj regional office:

PlaceContact no.Fax no.

Bardibas (158)

Mahottari (44)

550419550418

Birganj (125)

Parsa (51)

530194522080

Dhanusha MahendraNagar (124)

Dhanusha (41)

5404291540430

Guar (121)

Rautahat (55)

520308520108

Hetauda (130)

Makwanpur (57)

520654, 520175520546

Janakpur (122)

Dhanusha (41)

520171, 520774520012

Narayanghat (162)

Chitwan (56)

571233,572206570501