This Prime Commercial Bank was incorporated in September 2007 as the 21st commercial bank in Nepal. It has been categorized as ‘A’ class financial institution registered under the “Banks and Financial Institutions Act” of Nepal. The main objective of this Prime Commercial Bank is ‘Banking Service to Everyone’ which has the 389 total promoters holding the 70% shares of the bank. The bank has established itself in the top level of the financial competition with focusing on providing the excellence service to the customer. Because of this main objective, it has been able to be in the top 10 commercial banks of Nepal.
loan schemes:
Personal Loan / Consumer Loan:
Loan Types | Interest Rate % | Time | Documents Required |
Home Loan | 9.50% p.a. | Maximum Up to 20 years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Auto Loan | 9.00% p.a. | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Education Loan | 10.00% p.a. | 5 years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Loan Against Shares | 10.00% p.a. | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Mortgage Term Loan | 11.00% p.a. | maximum of 8 years. | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Mortgage Overdraft Loan | 12.00% – 14.00% p.a. | Refer to your nearest branch | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Loan Against Government Securities | 9.00% p.a. | Refer to your nearest branch | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Equipment Loan | 10% p.a. | maximum of 5 years. | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Deprived Sector Loan – Institutional | 5.00% p.a. | Refer to your nearest branch | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Deprived Sector Loan – Personal | 11.00% p.a. | 3 months to 6 months | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Gold Loan | 12.00% p.a. | maximum of 1 year. | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
SME | 9.00% p.a. | Refer to your nearest branch | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc |
Deposit schemes:
a. Saving Deposit Products:
Accounts | Interest Rate % | Documents Required |
Prime General Employee Saving | 7.25% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime General Saving | 7.25% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime Student Saving | 7.25% p.a | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime Teacher Saving | 7.25% p.a | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Normal Saving | 6.25% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Privilege Saving | 7.25% p.a | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime Saving | 6.25% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Public Saving | 6.25% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime Corporate Staff Saving | 6.25% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime Shareholders Saving | 6.25% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime Gold Saving | 6.25% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime Silver Saving | 6.25% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime Bhidyut Saving Account | 6.25% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime Premium Senior Citizen Saving | 8.25%p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Current Deposit:
The minimum fund that should be maintained in this Current Deposit is NRs. 5,000.
In this product, the customer will get the following features:
- Account statement on the demand of the customer.
- Free cheque book facility to the customer.
- Free SMS/Internet Banking
- Unlimited cash withdrawal and deposit facility.
- Free ABBS facility.
Remittance Services: Available
E-Banking Services:
e-banking services helps the customer to access the banking services and activities through the help of internet through anyplace and anytime.
Other service of prime commercial bank:
- VISA Debit Card
- 365 Days Banking
- SMS Banking
- E-Banking Services
- E-Banking Login
- Safe Deposit Locker
- EMI Calculator
Branch Location:
Inside Valley
1. Central Office Newroad, Bira Complex Kathmandu | 2. Ason Branch Ason Kamalakchi, Kathmandu | 3. Bagbazar Branch Bagbazar, Kathmandu |
4. Balaju Branch Machhapokhari Chowk, Balaju, Kathmandu | 5. Kalimati Branch Kalimati, Kathmandu | 6. New Baneshwor Branch New Baneshwor,Kathmandu |
7. Gatthaghar Extension Counter Gatthaghar, Bhaktapur | 8. Jorpati Branch Jorpati, Kathmandu | 9. Koteshwor Branch Koteshwor, Kathmandu |
10. Mangalbazar Branch Mangalbazar,Lalitpur | 11. Old Baneshwor Branch Old Baneshwor, Kathmandu | 12. Patan Branch Lagankhel,Lalitpur |
13. Sorakhutte Branch Nayabazaar, Kathmandu | 14. Samakhusi Branch Samakhusi,Kathmandu |
Outside Valley
1. Bhairahawa Branch Bank Road, Milan Chowk Bhairahawa | 2. Bharatpur Branch Chaubishkothi,Bharatpur,Chitwan | 3. Biratnagar Branch Biratnagar, Morang |
4. Dharan Branch Mahindra Path, Dharan | 5. Itahari Branch Sunsari, Morang | 6. Jiri Branch Jiri VDC, Linkan Bazar, Dolakha |
7. Kawasoti Branch Kawasoti, Nawalparasi | 8. Manakamana Branch Manakamana, Gorkha | 9. Panauti Branch Panauti, Kavre |
10. Pokhara Branch New Road, Pokhara, Kaski | 11. Sindhuli Branch Bank Road, Sindhuli | 12. Taplejung Branch Birendra Chowk,Phungling Bazar,Taplejung |
13. Gorkha Branch Haramtari,Gorkha | 14. Birtamod Branch Anarmani VDC,Jhapa | 15. Battar Branch Battar,Nuwakot |
16. Nepalgunj Branch Nepalgunj,Dhamboji | 17. Birgunj Branch Birgunj,MainRoad,MaiSthan Marga. | 18. Pokhara Extension Counter PMC Bulding,New Road Pokhara |
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