Laxmi Bank as the 16th commercial bank of Nepal was incorporated on April 2002. This Laxmi Bank was merged with HISEF finance limited. HISEF finance limited was the first generation financial company which was the first merger in the Nepali corporate history.
Laxmi Bank is technologically driven bank which has been categorized as ‘A’ financial institution and has been re-registered under “Banks and Financial Institution Act” in 2006. This bank is popular for its innovation and its best quality services to its customers. This Laxmi bank believes on providing the transparency, professionalism and high ethical tone services to its customers. The main vision of this bank is to provide the most integrated financial services. It has the best IT capability and has preferred employer in the financial sector.
loan schemes:
| Loan Types | Interest Rate % | Time | Documents Required |
| Home Loan | Base Rate + 1 to 5 | 12 to 300 months | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
| Auto Loan | Base Rate + 1 to 5 | 12 to 84 months | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
| Sana Byawasai Karja | Base Rate + 2 to 6 | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Deposit Schemes:
| Accounts | Interest Rate % | Documents Required |
| Dhanalaxmi Savings | Rs. 100.00 P.A. | 2 PP Size Photo, Citizenship, Bill for address verification etc |
| Super Woman Savings | 6.00% * P.A. | 2 PP Size Photo, Citizenship, Bill for address verification etc |
| Orange Savings | 7% P.A. | 2 PP Size Photo, Citizenship, Bill for address verification etc |
| My Money Market | max. of 4.5% P.A. | 2 PP Size Photo, Citizenship, Bill for address verification etc |
| Sunaulo Bachat | 6.00% p.a. on daily balance | 2 PP Size Photo, Citizenship, Bill for address verification etc |
| Samman Bachat | 6.00% p.a. on daily balanc | 2 PP Size Photo, Citizenship, Bill for address verification etc |
Express Money Transfer:
Express Money Transfer is one of the brand name which helps on conducting the workforce remittance. These Express Money Transfer partners includes the Wall Street Exchange, X-Press Money Transfer, Arab National Bank, Merchantrade Asia, AL Ahaliya Money exchange, Al Ansari Money exchange and a few more partners in the surrounding regions. This Laxmi Bank has improve its relationship with the remitters of different countries. So that the people of Nepal can have ease during remit service.
Express Money Transfer has strengthen its network and distribution services by expanding over 400 payout agents spread over the country. This service helps to serve the unbanked segment of the economy by not just providing the facility of money transfer but also giving stakeholder access to modern and reliable banking service.
Mobile Money:
The Mobile Money service helps the Laxmi Bank’s customer to literally carry the Laxmi Bank account in their pocket. In the Mobile Money service, the customer will get the following benefits:
- This helps the customer to transfer the funds in their friends account.
- Customer can withdraw the cash through remittance agents.
- Can pay the phone bills and credit card bills.
- The customer can pay the bill of restaurant and shop through the mobile phone using the mobile money service.
This service can be used both by the Nepal Telecom user and NCELL mobile user.
Internet Banking:
Laxmi Internet banking service is one of the advanced and secure way of handling the business transaction through internet which offers the flexibility of managing their personal or business financial transaction from the place where they are at the time. For the ease of the customer, Laxmi Bank has started its ibanking service from the Bank’s inception in 2002.
Mobile Khata:
Mobile Khata is one of the service offered by the Laxmi Bank where the customer will be benefitted of accessing their money through mobile anytime and anywhere.
Different branch locations of Laxmi Bank:
| 1. Birgunj Regional Branch Adharsha Nagar, PO Box 61 Tel. 051 526195/ 530394/ 530823 Fax: 051 530393 | 2. Banepa Branch Ward No. 5, Arniko Highway West Banepa Municipality, Kavre Tel. 011 663425, 663426 Fax 01 -663427 | 3. Pokhara Branch Newroad, Kaski 188, B.P Marga, Ward No. 9 P.O Box 561 Tel No. 061 533580, 540153 | |
| 4. Hattisar Branch & Head Office Hattisar, Kathmandu, Nepal Tel. 014444684/685 Fax 01 4444640/743 | 5. Biratnagar Branch Main Road, Ward 9 Morang, Nepal Tel No. 021 538401/538402 Fax: 021 538403 | 6. Pulchowk Branch Pulchowk, Lalitpur, Nepal Tel No.01 5553545, 5552931, 5553972, 5553973 Fax: 01 5553974 | |
| 7. Narayanghat Branch Shahid Chowk Narayanghat Tel No.056-571726, 571973 Fax:056- 571026 | 8. Teku Branch National Trading Complex Teku Kathmandu Tel No.01-4232501,4232502 Fax: 01-4232503 | 9. New Road Branch New Road Kathmandu Tel No.:01-4233309, 4233310 Fax: 01-4233307 | |
| 10. Janakpur Branch Bhanu Chowk, Janakpur Dham Janakpur Danusha Tel No.:041-527496 Fax: 041-527497 | 11. New Baneswor Branch New Baneswor, Kathmandu Tel: 01-4785306,4785307, 4785308 Fax: 01-4785309 | 12. Damak Branch Damak Bazar, Mahendra Highway Jhapa Tel No.:023-585207 Fax: 023-585527 | |
| 13. Bhatbhateni Branch Bhatbhateni, Dhuge Dhara Kathmandu Tel No.01-4442075/94/95 Fax:01-4442110 | 14. Itahari Branch Ithahari Chowk West Line, Sunsari Tel: 025-587021 Fax: 025-587022 | 15. Maharajgunj Branch Narayan Gopal Chowk, Maharajgunj Ring Road Maharajgunj Tel No.:01- 4016002, 4016088 Fax: 01- 4016019 | |
| 16. Bhairahawa Branch Aawha Road, Bhairahawa Tel No.:071 – 523461/2 Fax: 071- 523421 | 17. Lagankhel Branch Patan Hospital, Lagankhel Tel No.:01 – 5548375/6 Fax: 01- 5548377 | 18. Nepalgunj Branch Surket Road, Nepalgunj Tel: 081-527901, 527902, 527692 Fax: 081-527903 | |
| 19. Butwal Branch Amar Path, Butwal Tel: 071-551569, 551570 Fax: 071-551571 | 20. Sukedhara Branch Sukedhara, Kathmandu Tel: 01-4372850, 4372921 Fax: 01-4444640, 4444743 | 21. Parsa Branch Khairahani-4, Parsa Tel: 056-583597 Fax: 056-583598 | |
| 22. Pokhara Branch, PIE Pokhara Industrial Estate, Pokhara Tel No: 061-541783,522878 | 23. Taulihawa Branch Kapilvastu – 3 Taulihawa Tel No: 076-561146 Fax No: 076-561147 | 24. Bhaktapur Branch Sallaghari – 17 Bhaktapur Tel No: 01-6618302 Fax No: 01-6618301 | |
| 25. Dharan Branch Putali Line – 9 Dharan, Sunsari Tel No: 025-533906, 533907 Fax No: 025-533908 | 26. Charikot Branch Bhimeshwor 1, Satdobato Charikot, Dolakha. Tel No: 049-421914 Fax No: 049-421915 | 27. Hile Branch Hile Dhankuta 1, Koshi Tel No: 026-540580 Fax No: 026-540581 | |
| 28. Birtamod Branch Anarmani-3 Jhapa Tel No: 023-544615 Fax No:023-544616 | 29. Ilam Bhanu Path Ward No 2 Mechi Tel No: 027-521793 | 30. Mahankal Branch Mahankal Mahankal 1, Boudha Tel No: 01-4485806 Fax No: 01-4485805 | |
31. Kohalpur Branch
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32. Walling Branch
| 33. Dhangadi Branch Traffic Chauraha, Kailali Seti Anchal Tel No: 091-520531 Fax No:091-520532 | |
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