Global IME Bank

Global IME Bank Ltd. was formed by the successful fusion of Global Bank Ltd (an “A” class commercial bank), IME Financial institution (a “c” class finance company) and Lord Buddha Finance Ltd. (a “c” class finance company) in the year 2012. In 2007 Global Bank Limited (GBL) as an “A” class commercial bank in Nepal was established which provided entire commercial banking services. The Bank was established with the largest capital base at the time with paid up capital of NRP 1.0 billion. In the year 2013 two more development banks (Social Development Bank and Gulmi Bikas Bank ) merged with Global IME Bank Ltd. The main goal of this Bank is to be “The Bank for All” by providing necessary inspiration to the economy through world class banking services. This Bank is successful on providing the excellent services to it’s customers. Global IME Bank Ltd. has been honor with “The Bank of the Year Award 2014” for Nepal by the Bankers Magazine (Publication of the Financial Times, UK) and “Best Internet Bank 2016-Nepal” by International Finance Magazine, London.

Global IME Bank loan schemes: Normally Global IME Bank offers personal and business loans with respective interest and time frame.

Personal Loan / Consumer Loan

Loan Types

Interest Rate %

Time

Documents Required

Global Home Loan

7.5% to 12% P.A.

Up to 25 Years

2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.

Global Auto Loan

8.5% to 12% P.A.

Up to 7 years

2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.

Global Hire Purchase Loan

10% to 14% P.A.

Up to 5 years

2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.

Global Education Loan

9% to 13% P.A.

Up to 5 years

2 PP Size Photo, Citizenship, Photocopy of Land ownership Certificate, Photocopy of all academic records above SLC level etc.

Global Mortgage Loan

10% to 14% P.A.

: Maximum up to 10 years

2 PP Size Photo, Citizenship, Family members name in detail, Photocopy of TAX/PAN/VAT certificate etc.

Loan Against FD

1.5% p.a.

Any period within the maturity period of the FD.

Refer to your nearest branches.

Business Loan: Global Small Business Loan gives the comfort of Insurance to fulfill the business and financial need of the customers..

• Competitive interest rate: 12% *- 14% p.a., includes insurance Premium

• Documents like Photocopy of citizenship of applicant, guarantors(s), Name of the family members, Passport size photographs of applicant, guarantor(s),Loan Application Form and Insurance Form duly filled and signed etc are required.

•please refer to your nearest branch manager for the time period of Loan.

SME Loan: SME Loan enables customer to meet their unique business requirement.

• Competitive Interest rates: 8% to 14% p.a.

• Flexible tenor: Maximum up to 10 years on installment basis for term loan and 1 year for working capital loan

• Most required document is Copy of Land Revenue Payment Receipt, Copy of Ownership Document of property (Lalpurja), Copy of TAX Registration, Citizenship & photographs of directors/proprietors/partners and personal guarantors etc are required.

• Maximum loan amount provided by the bank is up to Rs.40 million.

Infrastructure/Project & Consortium Loans: Refer to Infrastructure/Project Financing and Consortium Department, Kamaladi Office or your nearest branches.

Deposit schemes:

a. Saving Deposit Products

Accounts

Interest Rate %

Documents Required

Global Senior Citizen Account

4.50% P.A.