Sanima bank an ‘A’ class commercial bank is one of the established, strong and reliable banks promoted by the prominent and dynamic Non-Resident Nepalese (NRNs) businessman. It has received the operating license from the Nepal Rastra Bank and started its operation in 2004. To provide the banking financial solution to its customer it has 27 full-fledged branches within and outside the Kathmandu valley and aim of expanding even more services in different parts of the country. This bank provides the one window financial solution to the customer with the various services and banking facilities.
With the innovation and improvements, it is dedicated on providing the customer satisfaction. The vision of this Sanima Bank is to be one of the trusted and leading bank of Nepal with the goal of becoming top 10 bank of Nepal by mid July 2018.it has mission of satisfying the customers, regulators, staffs and investors.
About the capital structure of the Sanima Bank, it has an authorized capital of NRs. 2,25,00,00,000 and issued capital and paid up capital is NRs. 2,21,76,00,000.
loan schemes:
Personal Loan:
Loan Types | Interest Rate % | Time | Documents Required |
Home Loan | 2.00% – 6.00% p.a. | 25 Years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Home Equity Loan | 2.00% – 6.00% p.a. | 20 Years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Education Loan | 2.00% – 6.00% p.a. | 10 Years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Auto Loan | 7 years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. | |
Overdraft/Working Capital | 2.00% – 5.00% p.a. | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Solar Loan | Refer to your nearest branch. | 1 to 2 years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Sana Kishan Karja | Refer to your nearest branch. | 2 to 5 years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Gold Loan | 3.00% – 6.00% p.a. | Maximum 1 year | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Personal Loan | 2.00% – 6.00% p.a. | 1 year | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Tractor & Agro Equipment | Refer to your nearest branch. | 4 Years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Business Loan:
Loan Types | Interest Rate % | Time | Documents Required |
Micro Enterprises | 1.00% – 5.00% p.a. | 2 to 5 years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Project Financing | Refer to your nearest branch. | 10 Years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Corporate Loan | 2.00% – 5.00% p.a. | 10 Years | Loan Application along with Business Profile,Required approval from concerned government authorities for the project,Citizenship certificate of the Borrower, Guarantor(s), or Directors,etc. |
Term Loan | 2.00% – 5.00% p.a. | Maximum 10 years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
SME Loan | Refer to your nearest branch. | 1 year | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Bridge Gap Loan | 2.00% – 5.00% p.a. | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Commercial vehicle Loan | 2.00% – 6.00% p.a. | Maximum of 4 years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Margin Lending | Refer to your nearest branch. | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Small Business Growth Loan | 2.00% – 6.00% p.a. | Maximum 7 years | 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc. |
Deposit schemes:
Accounts | Interest Rate % | Documents Required |
Bishesh Bachat Khata | 6.50% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Current Deposit | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Fixed Deposit | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Grameen Bachat Khata | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Muna Bachat Khata | 6.00% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Nari Bachat Khata | 6.00% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
NRN Saving Account | 6.00% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Prime Savings | 6.00% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Remittance Saving | 6.00% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Sanima Sampanna Bachat Khata | 8.00% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Samriddha Bachat Khata | 7.00% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Shareholder Saving | 6.00% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Special Current Account | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Senior Citizen Saving | 6.00% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Sulav Saving | 6.00% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
USD/FCY Account | 1-2% p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Remittance service:
Sanima Xpress:
Sanima Xpress is one of the remittance services provided by the Sanima Bank to its valued customer. This Sanima Xpress Remittance is well equipped with the modern technology which is only accessible through the registered networks. So that, the customer doesn’t have to threat during the transferring the funds. This Sanima Xpress is available on all the branch location of the Sanima Bank. The customer can get the prompt and efficient services through all the branches of Sanima Bank and different agents of Sanima Bank located at different places.
SMS Banking:
This SMS banking service helps the user to perform any of the banking financial transaction through their cell phone. This is one of the new 24 hour banking services which helps to make the changes in the bank account and loan account through the mobile phone. After activating the SMS banking service, it helps the customer to view the cash withdrawal and cash deposit. This SMS banking service has become one of the user friendly services for the customer.
Sanima i-Banking:
In the Sanima Internet banking, the customer can access their account for 24 hours a day and 7 days a week. It helps the customer to save their money and time and doesn’t have to worry about the handwriting cheques and stamps. These help the customer for transferring the funds within a group and can enjoy the internet banking service for 24*7 days through anytime and anywhere.
During the financial transaction through the internet banking service, the personal information is kept secured of the customer so that the customer doesn’t have to threat while doing the financial transaction.
Branches of Sanima Bank:
· Sanima Bank Limited “Alakapuri”, Naxal, Kathmandu G.P.O. Box: 20394 Phone: +977-1- 4428977, 4428979, 4428980 Fax: +977-1-4428969 SWIFT: SNMANPKA Email: [email protected] 1. Damak 2. Newroad 3. Pokhara 4. Narayangarh 5. Suryavinayak 6. Chuchchepati Chuchchepati, Kathmandu, Nepal 7. Inaruwa 8. Belbari 9. Gongabu 10. Kalanki 11. Nepalgunj 12. Biratnagar 13. Naubise 14. Birgunj 15. Butwal 16. New Baneshwor 17. Dhangadi 18. Mahendranagar 19. Dharan |
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