Sanima bank an ‘A’ class commercial bank is one of the established, strong and reliable banks promoted by the prominent and dynamic Non-Resident Nepalese (NRNs) businessman. It has received the operating license from the Nepal Rastra Bank and started its operation in 2004. To provide the banking financial solution to its customer it has 27 full-fledged branches within and outside the Kathmandu valley and aim of expanding even more services in different parts of the country. This bank provides the one window financial solution to the customer with the various services and banking facilities.
With the innovation and improvements, it is dedicated on providing the customer satisfaction. The vision of this Sanima Bank is to be one of the trusted and leading bank of Nepal with the goal of becoming top 10 bank of Nepal by mid July 2018.it has mission of satisfying the customers, regulators, staffs and investors.
About the capital structure of the Sanima Bank, it has an authorized capital of NRs. 2,25,00,00,000 and issued capital and paid up capital is NRs. 2,21,76,00,000.

 

loan schemes:

Personal Loan:

Loan Types Interest Rate %TimeDocuments Required
Home Loan2.00% – 6.00% p.a.25 Years2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Home Equity Loan2.00% – 6.00% p.a.20 Years2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Education Loan2.00% – 6.00% p.a.10 Years2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Auto Loan7 years2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Overdraft/Working Capital2.00% – 5.00% p.a.Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Solar LoanRefer to your nearest branch.1 to 2 years2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Sana Kishan KarjaRefer to your nearest branch.2 to 5 years2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Gold Loan3.00% – 6.00% p.a.Maximum 1 year2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Personal Loan2.00% – 6.00% p.a.1 year2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
Tractor & Agro EquipmentRefer to your nearest branch.4 Years2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.

 

Business Loan:

Loan Types Interest Rate %TimeDocuments Required
 Micro Enterprises 1.00% – 5.00% p.a. 2 to 5 years 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Project Financing Refer to your nearest branch. 10 Years 2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Corporate Loan 2.00% – 5.00% p.a.  10 YearsLoan Application along with Business Profile,Required approval from concerned government authorities for the project,Citizenship certificate of the Borrower, Guarantor(s), or Directors,etc.
 Term Loan 2.00% – 5.00% p.a. Maximum 10 years2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 SME Loan Refer to your nearest branch.  1 year2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Bridge Gap Loan 2.00% – 5.00% p.a. Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Commercial vehicle Loan 2.00% – 6.00% p.a. Maximum of 4 years2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Margin Lending Refer to your nearest branch. Refer to your nearest branch.2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.
 Small Business Growth Loan 2.00% – 6.00% p.a. Maximum 7 years2 PP Size Photo, Citizenship, Proof of Income, Employee Contract Paper etc.

 

Deposit schemes:
Accounts Interest Rate %Documents Required
Bishesh Bachat Khata6.50% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Current DepositRefer to your nearest branch.2 PP Size Photo, Citizenship, Bill for address verification etc.
Fixed DepositRefer to your nearest branch.2 PP Size Photo, Citizenship, Bill for address verification etc.
Grameen Bachat KhataRefer to your nearest branch.2 PP Size Photo, Citizenship, Bill for address verification etc.
Muna Bachat Khata6.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Nari Bachat Khata6.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
NRN Saving Account6.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Prime Savings6.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Remittance Saving6.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Sanima Sampanna Bachat Khata8.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Samriddha Bachat Khata7.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Shareholder Saving6.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Special Current AccountRefer to your nearest branch.2 PP Size Photo, Citizenship, Bill for address verification etc.
Senior Citizen Saving6.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
Sulav Saving6.00% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.
USD/FCY Account1-2% p.a.2 PP Size Photo, Citizenship, Bill for address verification etc.

 

Remittance service:

Sanima Xpress:

Sanima Xpress is one of the remittance services provided by the Sanima Bank to its valued customer. This Sanima Xpress Remittance is well equipped with the modern technology which is only accessible through the registered networks. So that, the customer doesn’t have to threat during the transferring the funds. This Sanima Xpress is available on all the branch location of the Sanima Bank. The customer can get the prompt and efficient services through all the branches of Sanima Bank and different agents of Sanima Bank located at different places.

SMS Banking:  

This SMS banking service helps the user to perform any of the banking financial transaction through their cell phone. This is one of the new 24 hour banking services which helps to make the changes in the bank account and loan account through the mobile phone. After activating the SMS banking service, it helps the customer to view the cash withdrawal and cash deposit. This SMS banking service has become one of the user friendly services for the customer.

 Sanima i-Banking:

In the Sanima Internet banking, the customer can access their account for 24 hours a day and 7 days a week. It helps the customer to save their money and time and doesn’t have to worry about the handwriting cheques and stamps. These help the customer for transferring the funds within a group and can enjoy the internet banking service for 24*7 days through anytime and anywhere.

During the financial transaction through the internet banking service, the personal information is kept secured of the customer so that the customer doesn’t have to threat while doing the financial transaction.

Branches of Sanima Bank:
·  Sanima Bank Limited
“Alakapuri”, Naxal, Kathmandu
G.P.O. Box: 20394
Phone: +977-1- 4428977, 4428979, 4428980
Fax: +977-1-4428969
SWIFT: SNMANPKA
Email: [email protected]

1.       Damak
Main Road, Ward No.13, Damak, Jhapa, Nepal
Phone: 023-585161
Fax: 023-585162

2.       Newroad
KhichaPokhari, New Road, Kathmandu, Nepal
Phone: 01-4233669,01-4233668
Fax: 01-4233673

3.       Pokhara
New Road, Pokhara, Kaski, Nepal
Phone: 061-525042
Fax: 061-525043

4.       Narayangarh
Pulchowk, Narayangarh, Chitwan, Nepal
Phone: 056-571959, 571761
Fax: 056-571968

5.       Suryavinayak
Suryavinayak, Bhaktapur, Nepal
Phone: 01-6614515, 6619384
Fax: 01-6619385

6.       Chuchchepati

Chuchchepati, Kathmandu, Nepal
Phone: 01-4490041, 6222806
Fax: 01-4499507

7.       Inaruwa
Main Road, Inaruwa, Nepal
Phone: 025-561747
Fax: 025-561748

8.       Belbari
Main Road, Ward No. 2, Belbari, Morang
Phone: 021-546082
Fax: 021-545348

9.       Gongabu
Gongabu, ward No- 4 ‘Ga’ , Kathmandu
Phone: 01- 4389378, 4389388
Fax: 4389520

10.   Kalanki
Branch Manager -Satya KC
Kalanki, ward No-14, Kathmandu
Phone: 01-4670771,4670772
Fax: 4670773

11.   Nepalgunj
Dhamboji Chowk, Nepalgunj-1
Phone: 081-521897
Fax: 081-521898

12.   Biratnagar
HanumanDas Road Biratnagar-8
Phone: 021-521890,521901/3
Fax: 021-521904

13.   Naubise
Sim Bazaar, Naubise-7 Dhading
Phone: 010-401014
Fax: 010-401036

14.   Birgunj
Link Road, Birgunj-10, Parsa
Phone: 051-529185/86, 529405
Fax: 051-529406

15.   Butwal
Amarpath, Butwal-8, Rupandehi
Phone: 071-545497/98
Fax: 071-543747

16.   New Baneshwor
New Baneshwor, Kathmandu
Phone: 01-4781470
Fax: 01-4785774

17.   Dhangadi
Dhangadi-3,Kailali
Phone: 091-523481/82
Fax: 091-524181

18.   Mahendranagar
Mahendranagar Galli no 3, Kanchanpur
Phone: 099-521249/521164
Fax: 099-521182

19.   Dharan
Dharan-5, Sunsari
Phone: 025-522054/522868/522327
Fax: 025-522290