Century Commercial Bank Limited, a national level commercial bank established under the Company Laws of Nepal. It has obtained the license from Nepal Rastra bank Bank and started its banking service in 23rd January 2011. The main mission of this bank is “Saral banking… Sabaiko laagi” which mean easy banking … for all. It has extended its services by using the information and communication technology wisely.
Loan Schemes:
Loans & Advances | Prime | Others | ||
Overdraft | 11.00 – 13.00 % p.a. | 14.00-16.00 % p.a. | ||
Trust Receipt Loan | 10.00 – 12.00 % p.a. | 13.00-15.00 % p.a. | ||
Export Finance | 9.00 – 11.00 % p.a. | 12.00-14.00 % p.a. | ||
Other Working Capital | 10.00 – 12.00 % p.a. | 13.00-15.00 % p.a. | ||
Term Loan | 11.00 – 13.00 % p.a. |
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Personal / Mortgage Loan | 11.00 – 13.00 % p.a. | 14.00-16.00 % p.a. | ||
Education Loan | 11.00 – 13.00 % p.a. | 14.00-16.00 % p.a. | ||
Other Loans | 11.00 – 13.00 % p.a. | 14.00-16.00 % p.a. | ||
Deprived Sector | 8.00 – 10.00 % p.a. | 11.00-13.00 % p.a. |
Home Loan | Prime | Others | ||
Up to 10 Years | 10.50 – 12.50 % p.a. | 13.50-15.50 % p.a. | ||
Up to 15 years | 11.00-13.00 % p.a. | 14.00-16.00 % p.a. | ||
Up to 20 years | 11.50-13.50 % p.a. | 14.50-16.50 % p.a. | ||
Vehicle Loan – Personal Use | ||||
Up to 5 years | 11.50 – 13.50 % p.a. | 14.50-16.50 % p.a. | ||
Up to 7 years | 13.00 – 15.00 % p.a. | 16.00-18.00 % p.a. | ||
Vehicle Loan – Commercial | Prime | Others | ||
Up to 5 years |
| 15.50-17.50 % p.a. | ||
Up to 7 years |
| 16.50-18.50 % p.a. | ||
SME Loans | Prime | Others | ||
Overdraft | 12.00 – 14.00 % p.a. | 15.00-17.00 % p.a. | ||
Trust Receipt Loan/STL | 10.50 – 12.50 % p.a. | 13.50-15.50 % p.a. | ||
Term Loan | 12.00 – 14.00 % p.a. | 15.00-17.00 % p.a. | ||
Other Loans | Prime | Others | ||
Loan against shares & Bonds | 12.00-14.00% p.a. | 15.00-17.00% p.a | ||
Loan against Gold & Silver | 13.00 – 15.00 % p.a. | 16.00-18.00 % p.a. | ||
Agricultural Loan | 10.50-12.50% p.a. | |||
Loan against Fixed Deposit | Own: +3.00 % on coupon rate or 13% p.a. whichever is higher | |||
Loan against Govt. Securities | +3% or minimum 12.50% p.a. | |||
LCY loan against FCY Deposit | 9.50-12.50% p.a | |||
Deprived Sector loan | Institutional | Direct Lending | ||
6.00% p.a. to 10.00% p.a. | 14.00% p.a. to 15.00% p.a. |
Deposit Schemes:
The deposits services available in the century commercial bank are:
Accounts | Interest Rate % | Documents Required |
Century Platinum Saving | 8 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Fixed Deposit | Refer to your nearest branch. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century Sharedhani Bachat Khata | 7 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century Payroll Khata | 7 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century Jestha Nagarik Bachat Khata | 7 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century Nari Bachat Khata | 7 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century Supreme Saving | 7.25 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century Saral Bachat Khata | 6 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century Bal Bachat Khata | 7 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century Remit Bachat Khata | 7 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century Rastra Sewak Khata | 7 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century Mex Savings | 6 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
FCY Deposit Account | 1.00% p.a | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Century 5 Savings Account | 7.00 % p.a. | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Students Savings Account | 6.00% p.a | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Kishan Bachat Khata | 6.00% p.a | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Social Security Savings Account | 6.00% p.a | 2 PP Size Photo, Citizenship, Bill for address verification etc. |
Remittance:
In order to transfer the funds earned by the citizen sitting outside the country, Century commercial bank has provided the century remit to its customer. So the people living outside the country can have ease on transferring the funds. This is one of the web based payment service and this service is ease on using. On using this service, the customer can get the instant service within the 10 seconds without any hassle. For this service, the century commercial bank has more than 2,500 agents.
Bank has more than 2,500 agents network throughout the country and beneficiary can get the payment from the nearest location. Bank is always dedicated to provide best rate with prompt and reliable service to the customers.
E-Services:
Mobile Banking: Available
SMS Banking: Available
Internet Banking: Available
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